Home Buying Process
We'll guide you through the minefield
We have developed a simple ten step process to help you navigate this minefield!
Click on the headings to learn more about each and every step.
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You don't need 20% down payment. We work with lenders who offer conventional loans with as little as 3% down, or even 0% down with VA or USDA.
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Get Your Credit Score
Once a year you can get your full credit report directly from all three credit reporting agencies for free.
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Find a Realtor®
Once you know what type of home you want and can afford, find a local Realtor®, who will guide you through the rest of the process.
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Get Pre-Approved
Your Realtor® will help you find Lenders to get the bet possible financing and get you pre-approved for a loan.
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Go Home Shopping
Let your Realtor® know what you want, and what you need in your new home. Your Realtor® will show you houses that meet your criteria.
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Make an Offer
Your Realtor® will help your offer stand out by finding the right price to offer and putting contingencies to mitigate risks.
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Attorney Review
When the offer is accepted, your Realtor® will help you find qualified Attorney, who in turn will review (and if everything checks out) approve the contract.
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Home Inspection
When the contract is approved, your Realtor® will help you arrange a home inspection, to ensure there are no issues with your new home.
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Home Appraisal
Your Realtor® will work with your Lender to arrange an appraisal and ensure that the bank provides funding for the offered price.
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Closing Day
Your Realtor® will coordinate with all parties to ensure the transaction closes promptly. On closing day you sign all the paperwork and get the keys to your new home.
